Expert Financial Advisors in Timmins
Are you looking for financial advice that actually feels personal? At Innova Wealth Partners in Timmins, we bring our trusted Wealthcare approach right to your doorstep by combining the big-city expertise of Toronto with the approachable, down-to-earth service you’d expect from your own community. Whether you’re mapping out your retirement, growing your investments, or making sure your family’s future is secure, our local team is ready to guide you every step of the way.
Our Financial Planning Services in Timmins
At Innova, our financial planning services give Timmins clients everything they need to take control of their money and their future. From investment and retirement planning to tax strategies, mortgage and lending advice, and insurance solutions, we cover it all. And because no two people’s goals are the same, we make sure every plan is built around you, with the kind of personal attention you’d expect from a team that truly cares.
Investment Planning
Our investment strategies are rooted in objective-based investing, meaning your portfolio is shaped around what matters most to you, not chasing arbitrary benchmarks. From stocks and bonds to ETFs and mutual funds, our offerings are designed to build toward your personal financial goals.
Retirement Planning
We begin with understanding your dreams for the future, and then we assess your risk profile and model income scenarios, including RRSPs, TFSAs, pensions, and more. This ensures your plan supports both growth and long-term security with sustainability in mind.
Tax Planning
Tax efficiency is woven into every part of our process. This includes income splitting, credit recycling, tax-deferred account use, flow-through share investing, and more, designed to minimize liabilities while maximizing returns.
Mortgages & Lending
As part of our holistic approach, whether it’s your primary home, second property, or business real estate, we navigate Timmins clients through competitive lending options while analyzing cash flow to identify flexibility and opportunities.
Insurance
We work with all major providers across Canada to design insurance portfolios for home, auto, travel, life, health, critical illness, disability insurance, and even group benefits when you’re representing a corporation or business.
How Our Personalized Financial Planning Process Works
Our Wealthcare Process ensures your financial journey is well-supported every step of the way:
- We take the time to truly know your values, lifestyle, and vision.
- We use advanced tools to get a clear, detailed view of your entire financial picture to help us spot overlooked opportunities.
- Together, we design strategies across investments, retirement, tax, estate, insurance, and lending to build you a balanced roadmap.
- We explain your options clearly and tailor all financial solutions until you're comfortable.
- Our team then connects with qualified service providers in Timmins or beyond to execute your strategy, making sure no detail is overlooked.
- Your plan evolves as your life does. We'll continue to meet regularly to adjust for market shifts and changing priorities.
Why Work With a Financial Advisor?
Working with a certified financial advisor from our team means getting:
A true partner, not just a planner
We listen deeply, educate clearly, and act with your goals front and center.
Holistic insight
Every part of your finances, from cash flow to retirement to tax, is considered in one cohesive plan.
Integrity and alignment
Our compensation moves with your portfolio via an AUM structure, meaning our interests are linked. Your success is our success!
Access to regional professionals
We lean on trusted contacts in legal, accounting, and lending to bring your plan to life.
Who We Work With
We support a wide and diverse set of clients in Timmins, including:
- Doctors, engineers, lawyers, dental professionals and more who need help with incorporation, debt planning, insurance solutions, and strategic long-term planning.
- SMEs and larger organizations that are looking for corporate group benefits, pensions, tax planning, and succession planning.
- Hands-on or hands-off self-directed investors who are looking for clarity and confidence around stocks, ETFs, bonds, or mutual funds.
- Business owners in need of investment accounts, insurance, lending solutions, and estate preparation.
- And more.
Our Financial Products and Strategies in Timmins
Here’s how our offerings align to help you thrive financially:
Retirement and Estate Planning
We weave together retirement income models, estate structuring, life insurance, and trusts so your wealth transitions smoothly and tax-efficiently to the next generation.
Mortgage and Debt Management
Our mortgage specialists and cash flow analysts work to reduce debt, optimize borrowing structures, and boost your financial flexibility, whether personal or commercial.
Education Funding
Planning for education shouldn’t be stressful. We recommend the right RESP strategies (and government grant optimization) to support your children’s or grandchildren’s future.
Investment Advisor Services
Through Innova Wealth Management (Aligned Capital Partner licensed), we provide sophisticated investment advisory services and portfolio management that are tailored, tax-smart, and aligned with your life goals.
Tax-Smart Strategies
From income-splitting to estate-shaping techniques and flow-through share investing, our tax planning strategies help keep more of your earnings working for you.
Insurance Solutions
Backed by major Canadian insurers, our insurance services cover personal, family, and corporate needs, including life, health, disability, critical illness, home, and travel.
Group Plans and Benefits
We design tailored pension and employee benefit programs for businesses in Timmins, focused on employee retention, wellness, and financial sustainability.
Ready to Experience a More Personal Financial Partnership?
Here in Timmins, we’re not just certified financial planners; we’re community members committed to helping you feel confident about your financial future. No jargon, no pressure; just honest conversations, clear strategies, and ongoing support to help you feel financially assured as life changes.
Take the next step: book a free discovery call with our Timmins team today. Let’s get to know each other and build a plan that suits your financial life, goals, and dreams.